If I am not on your plan's network, your benefits may allow you to see me at a significantly reduced rate utilizing out-of-network benefits. In some cases, your expense may be comparable to using your in-network benefits (see here for an example).
For my clients using out of network benefits, I recommend using a new app that allows patients to request benefit information and to efficiently submit claims using their smartphone. You can also download this formto guide you step-by-step in collecting the needed information from your insurance company to help you anticipate your costs for out-of-network psychotherapy.
Totally confused about insurance?
Click here for an explanation about some of the basics, including examples that illustrate how much therapy costs when using health insurance benefits, whether in-nework or out-of-network.